There are generally two ways to get a mortgage in Canada: From a bank or Shamira Kotadia of DLC National Ltd.

While a bank only offers the products from their particular institution, licensed mortgage professionals send millions of dollars in mortgage business each year to Canada's largest banks, credit unions, trust companies, and financial institutions; offering their clients more choice, and access to hundreds of mortgage products! As a result, clients benefit from the trust, confidence, and security of knowing they are getting the best mortgage for their needs.

Whether you're purchasing a home for the first time, taking out equity from your home for investment or pleasure, or your current mortgage is simply up for renewal, it's important that you are making an educated buying decision with professional unbiased advice.

What will set Shamira apart is her extensive skilled experienced team. Shamira and her team at Dominion Lending Centres will be able to cater to just about any mortgage question, advice or transaction. All service is conducted in a very confidential and professional manner with the always very comfortable and real person feeling. You are dealing with a real person not a brand or company. Years of experience in the mortgage space adds to her great personal touch and honest customer service.

It's not a surprise DLC is an award winning brokerage and Shamira is an award winning mortgage agent. Award winning skill with real honest trustworthy service.

A little about Shamira:

"I grew up in Edmonton, Alberta and graduated from the Northern Alberta Institute of Technology (N.A.I.T) with a Finance Diploma.  After moving to Vancouver in 1990, I have spent the last 23 years working in the fields of Accounting, Property Management and Real Estate.  My passion is in Real Estate and I have always enjoyed working with numbers so being a Mobile Mortgage Professional is the perfect fit for me!"


Current Rates

Current variable mortgage rate is


Current prime rate is


    • Terms
    • Bank Rates
    • Payment Per $100k
    • Our Rates
    • Payment Per $100k
    • Savings
    • 6 Months
    • 5.59%
    • $615.64
    • 5.44%
    • $606.90
    • $8.74
    • 1 Year
    • 5.44%
    • $606.90
    • 4.74%
    • $566.89
    • $40.01
    • 2 Years
    • 5.24%
    • $595.34
    • 4.94%
    • $578.19
    • $17.15
    • 3 Years
    • 5.34%
    • $601.11
    • 4.99%
    • $581.04
    • $20.07
    • 4 Years
    • 5.79%
    • $627.38
    • 4.99%
    • $581.04
    • $46.34
    • 5 Years
    • 6.14%
    • $648.15
    • 4.59%
    • $558.49
    • $89.66
    • 7 Years
    • 6.40%
    • $663.77
    • 5.54%
    • $612.72
    • $51.05
    • 10 Years
    • 6.55%
    • $672.86
    • 5.64%
    • $618.57
    • $54.29
Some conditions may apply. Rates may vary from Province to Province. Rates subject to change without notice. Posted rates may be high ratio and/or quick close which can differ from conventional rates. *O.A.C. E.& O.E.

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